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Online today' A bank is not obligated to pay a check that is presented more than six months after its date of issue, but may do so if it wishes.(Commercial Code ยง 4404) There is no law that prohibits a check writer from postdating a check (giving it a date in the future).(f(4)) "The presentation of a postdated check is not subject to the civil or penal sanctions" that would normally apply to someone who wrote a check with insufficient funds because the postdated check promises "to discharge a present obligation at a future date" and that money would be available to meet the debt when the check is cashed.

The payee must give notice to the check writer at least three days, but not more than ten days, prior to depositing.

Cases of backdating employee stock options have drawn public and media attention.

According to a study by Erik Lie, a finance professor at the University of Iowa, more than 2,000 companies used options backdating in some form to reward their senior executives between 19.

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