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We also just released a book based on the most frequently asked questions we receive: “He’s Not That Complicated: How to Crack a Man’s Romantic Code to Get the Relationship You Want.” You would be amazed (or maybe you wouldn’t be) at how often I am asked if a guy likes them or not.

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However, if you bought a new car with nothing down, or rolled the balance of a previous car loan into your new one, the chances are high that you’re in an upside down car. Move the excess car debt to a local bank or credit union If you discover you are in fact underwater with your car loan, if you try to sell the car you’ll end up with excess debt.

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Even if you rebelled against technology, ditched your mobile phone, and avoided using heavily-tracked web services like Facebook and Google, you’d still be on surveillance cameras that capture your face, license plate scanners, and credit databases, among other things. Apple, AT&T, Microsoft, Google, Verizon…companies like these mine your data for commercial reasons, but they end up having to give it up to law enforcement when asked.

Staying more private means keeping your data out of the hands of the private companies that feed the government.